Emergency medical benefits*

Hospital

• Up to 60 days for injury or illness
• Up to 30 days for psychiatric care
• Outpatient services
• Emergency department services

Health services

• Physician services – plus up to 5 follow-up visits
• Paramedical services – up to $70/visit to combined maximum of $700
• Psychiatric care – up to $5,000
• Trauma counselling – up to 6 sessions
• Private duty nurse – up to $10,000
• Medical appliances
• Diagnostic services
• Prescription drugs – up to 30 days' supply

Dental Services

• Accidental injury – up to $2,500
• Pain relief – up to $100
• Wisdom tooth extraction – up to $250/tooth

Transportation

• Ambulance – up to $5,000
• Emergency evacuation – up to $100,000
• Family to bedside and subsistence allowance – up to $4,500
• Repatriation of remains – up to $25,000

Extras

• Tuition reimbursement – up to $5,000
• Trip break to return home – up to 21 consecutive days without termination of coverage

Non-emergency medical benefits

• Annual medical examination – up to $100
• Annual eye examination
• Accidental death or dismemberment (AD&D) – $10,000 for death or double dismemberment, or $5,000 for single dismemberment

What's not covered

• Pre-existing conditions that have not remained stable in the 3 months before the effective date
• Medical conditions related to genetic, acquired or congenital birth defect for children under age 2

Emergency medical benefits*

Hospital

• Up to 60 days for injury or illness
• Up to 30 days for psychiatric care
• Outpatient services
• Emergency department services

Health services

• Physician services – plus up to 5 follow-up visits
• Paramedical services – up to $70/visit to combined maximum of $700
• Psychiatric care – up to $5,000
• Trauma counselling – up to 6 sessions
• Private duty nurse – up to $10,000
• Medical appliances
• Diagnostic services
• Prescription drugs – up to 30 days' supply

Dental Services

• Accidental injury – up to $2,500
• Pain relief – up to $100
• Wisdom tooth extraction – up to $250/tooth

Transportation

• Ambulance – up to $5,000
• Emergency evacuation – up to $100,000
• Family to bedside and subsistence allowance – up to $4,500
• Repatriation of remains – up to $25,000

Extras

• Tuition reimbursement – up to $5,000
• Trip break to return home – up to 21 consecutive days without termination of coverage

Non-emergency medical benefits

• Annual medical examination – up to $100
• Annual eye examination
• Accidental death or dismemberment (AD&D) – $10,000 for death or double dismemberment, or $5,000 for single dismemberment

What's not covered

• Pre-existing conditions that have not remained stable in the 3 months before the effective date
• Medical conditions related to genetic, acquired or congenital birth defect for children under age 2

* _{If the claim is a result of an act of terrorism, benefits may be limited. Other exclusions, limitations and conditions apply. See the policy for details.}

Emergency medical benefits*

Hospital

• Up to 60 days for injury or illness
• Up to 30 days for psychiatric care
• Outpatient services
• Emergency department services

Health services

• Physician services – plus up to 5 follow-up visits
• Paramedical services – up to $70/visit to combined maximum of $700
• Psychiatric care – up to $5,000
• Trauma counselling – up to 6 sessions
• Private duty nurse – up to $10,000
• Medical appliances
• Diagnostic services
• Prescription drugs – up to 30 days' supply

Dental Services

• Accidental injury – up to $2,500
• Pain relief – up to $100
• Wisdom tooth extraction – up to $250/tooth

Transportation

• Ambulance – up to $5,000
• Emergency evacuation – up to $100,000
• Family to bedside and subsistence allowance – up to $4,500
• Repatriation of remains – up to $25,000

Extras

• Tuition reimbursement – up to $5,000
• Trip break to return home – up to 21 consecutive days without termination of coverage

Non-emergency medical benefits

• Annual medical examination – up to $100
• Annual eye examination
• Accidental death or dismemberment (AD&D) – $10,000 for death or double dismemberment, or $5,000 for single dismemberment

What's not covered

• Pre-existing conditions that have not remained stable in the 3 months before the effective date
• Medical conditions related to genetic, acquired or congenital birth defect for children under age 2