Emergency medical benefits*

Health services

• Hospital and physician services
• Paramedical services
• Emergency dental treatment

Transportation

• Ambulance
• Emergency medical return home
• Visit to bedside if travelling alone
• Return home of children in care of insured, travel companion, pet, vehicle
• Return to original trip destination
• Return of excess baggage

Additional protection

• Hospital allowance
• Extra meal, hotel, child care and phone call costs
• Expenses related to death
• Terrorism coverage*

Top-up for a longer trip

• Confirm top-up won't reduce trip coverage with another insurer
• Confirm entire trip, including top-up, is within the length allowed by the insured's government health insurance plan
• Buy before expiry date
• Complete medical questionnaire for applicants age 60 or older

* _{If the claim is a result of an act of terrorism, benefits may be limited. Other exclusions, limitations and conditions apply. See the policy for details.}

Emergency medical benefits*

Health services

• Hospital and physician services
• Paramedical services
• Emergency dental treatment

Transportation

• Ambulance
• Emergency medical return home
• Visit to bedside if travelling alone
• Return home of children in care of insured, travel companion, pet, vehicle
• Return to original trip destination
• Return of excess baggage

Additional protection

• Hospital allowance
• Extra meal, hotel, child care and phone call costs
• Expenses related to death
• Return to original trip destination*
• Terrorism coverage*

Top-up for a longer trip

• Confirm top-up won't reduce trip coverage with another insurer
• Confirm entire trip, including top-up, is within the length allowed by the insured's government health insurance plan
• Buy before expiry date
• Complete medical questionnaire for applicants age 60 or older
• Top-up with Manulife Financial emergency medical coverage will automatically includes all other coverages under an existing Manulife Financial All-inclusive

Trip cancellation/interruption insurance*

• Reimburses prepaid, non-refundable, non-transferable portion of a trip cancelled or interrupted by – for example:
• Unexpected medical emergency or death of insured, insured's travel companion, an immediate family member or key person
• Missed connection
• Business meeting cancelled
• Travel advisory issued by Canadian government
• Travel visa not issued
• Travel host hospitalization or death
• Missed connection

Baggage loss, damage and delay insurance

• Up to $100 for replacement of passport, driver's licence, birth certificate or travel visa
• Up to $500 for toiletries and clothing after luggage delay of at least 10 hours; up to $1,500 per policy
• Up to $300/trip for any item or set of items to a maximum of $1,000; up to $3,000 per policy

Flight and travel accident insurance

• $100,000 for a flight accident and $50,000 for a travel accident that results in the insured's death, blindness or double dismemberment within 365 days
• $50,000 for a flight accident and $25,000 for a travel accident that results in the insured's blindness in one eye or single dismemberment within 365 days
• Only one benefit payment (the largest applicable) per trip

* _{If the claim is a result of an act of terrorism, benefits may be limited. Other exclusions, limitations and conditions apply. See the policy for details.}